We have described in more detail the differences between paper and electronic payment orders, as well as how to fill them out correctly, in this article . Field 24 “Purpose of payment” is located at the bottom of the document To ensure that the credit institution or tax authority does not have any doubts about the legality of the transaction during an audit, it is necessary to clearly indicate that you are withdrawing business income to a personal card.
For example, the wording "transfer of personal funds to a personal account" or "income from entrepreneurial activity" will do. What are the transfer limits? The law does not set limits on transfers from an usa telegram mobile phone number list individual entrepreneur's current account to a personal card. But there are restrictions that are set by the banks themselves. For example, if an entrepreneur wants to withdraw 300 thousand rubles instead of the permitted 200 thousand, some credit institutions may ask him to pay extra and switch to another service package with a higher limit.
the transaction. Detailed terms of service can be found in the agreement with your bank or on its website in the "Rates" section. It is important to remember that the amounts of transfers to a personal card should be comparable to the usual amounts of receipts to the current account. For example, if an individual entrepreneur earned an average of 100 thousand rubles every month, 50% of which he withdrew to his card, and then received 1 million rubles and decided to transfer it immediately, the transaction may be considered suspicious.