JSC Russian Railways

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The corporate pension program of Russian Railways is implemented jointly with the non-governmental pension fund "Welfare". The company operates an equal system of replenishment of the account both by the employer and by the employee.

To receive a pension from JSC Russian Railways, the following conditions must be met :

Insurance experience of at least 5 years.

Having five years of service and refusing to venezuela mobile phone numbers database receive a buyout amount, which gives the right to receive pension payments, even if the employee is dismissed before reaching retirement age.

The transfer of an employee from one company belonging to the Russian Railways corporation to another does not interrupt pension savings and allows them to continue to grow.

Sber
Sberbank does not use the services of third-party non-state pension funds, having its own non-state pension fund. This, to a certain extent, increases the employees' trust in the reliability of the company.


Sber

Source: shutterstock.com

According to the terms of the program :

Employees with at least three years of work experience in the Sberbank structure can become participants in the program by submitting a corresponding application.

Employees with seven years of service in one of Sberbank’s structures have a personal pension account, even if an application has not been submitted.

Board members, regardless of length of service, are not included in the category of participants in this program.

A personal account is formed on the basis of an initial contribution and accruals for a certain period, assuming long-term cooperation with the company.

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Corporate Pension Prospects
Corporate pension programs offer employers broad prospects, so interest in them is currently in the stage of active growth. However, they will become truly popular and widespread only when employees themselves begin to show interest in them and suggest that employers implement such programs.

Remember how social advertising recently persistently advised Russians to demand that employers pay wages "on the books"? This prompted people to think about the advantages of official earnings: access to mortgages, loans, visas and other important aspects.

Now, however, the "white salary" has become one of the key conditions for employment. This has led to certain changes, and the number of "gray" salary schemes has significantly decreased. A similar process should probably begin in the area of ​​corporate pensions.

The next segment where we can expect the growth of the trend of introducing corporate pension programs will be information technology. This is a very competitive market, where companies are constantly looking for outstanding specialists, are ready to pay them high salaries, poach them from each other, offer significant bonuses and career growth prospects.

In such conditions, corporate pension programs become a powerful tool for motivating employees. In addition, corporate pensions allow employers not only to show concern for their employees, but also to save significantly.