Thanks to technological advances, certain situations that were once part of your daily life are now a thing of the past. For example, forgetting your wallet at home meant you had to turn around in case you wanted to make a purchase. Nowadays, all you have to do is carry your smartphone with you and you can pay for whatever you need. Technology has made this possible and, what's more, it's 100% safe.
Paying in a store with our smartphone requires NFC (Near Field Communication) technology . A short-range, high-frequency wireless communication that enables the exchange of data between devices. Thanks to this type of connectivity, we can carry out the financial transaction by simply bringing our phone close to the POS terminal.
Triple security
If you haven't tried paying with your mobile phone yet, it may student data be because you have doubts about its security, right? At Grupo Caja Rural we guarantee that mobile payment is 100% secure .
The process at ruralvía is so secure because it has triple security. To be able to pay with your mobile, you must unlock the phone, either through a code, pattern, facial recognition or fingerprint; the NFC antenna must be activated and if the payment exceeds 20 euros, you must also enter the security PIN. In addition, the data always 'travels' encrypted.
How can I make a payment using my mobile phone?
As we have already told you, having cash available will no longer be a requirement to make a purchase. But there are other requirements, both on your part and on the part of the merchant, so that you can make the transaction with your smartphone.
Your mobile device must have NFC connectivity, something that most current mobile phones already have.
You will need to have downloaded and installed an app to manage payments such as ruralvía pay.
The establishment will have to have a contactless POS, that is, a contactless communication technology that is very common in most businesses.
Are you missing the mobile app? Here's how to download it
If you are a ruralvía user and you don't have it yet, download the ruralvía pay app to your phone . Through it, you can pay for your purchases with your mobile phone, as well as being able to control the movements of all your cards and choose which card you want to pay with at any given time.